Uber has changed the way we travel. By simply using the Uber app, you can get a ride almost anywhere, making transportation more convenient than ever. However, with convenience comes risks. Crashes can still take place, and when they do, passengers may suffer injuries.
This article explores the most common injuries in Uber-related accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Common Uber Injuries
When riding in an Uber, a wide range of injuries, especially during collisions or accidents. Some of the most common injuries that occur include:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Active Uber Ride: While en route to pick uber attorney vs corrupt lawsuit up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
How to File a Legal Action for Uber Injuries
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.